Sounds like you did the right thing by contacting your insurance and leaving a note.I cant see your rates going up over a parking incident.What did your insurance company say when you called them?What is your deductable?The thing I would watch for,is that the person of the other vehicle doesnt try to scam you for more money than what the actual damage was.If your going to offer to pay,find out what his/her deductable is,and ask to see at least 3 estimates for their car repair.Then you can offer to pay the cheaper amount.
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